MosaicAI Tokenized Finance · Live NAV Feed

MosaicAI BUFD Fund

A tokenized fund holding a single underlying asset — the FT Vest Laddered Deep Buffer ETF (BUFD) from First Trust Portfolios — with full look-through to what you own.

The underlying is a capital preservation strategy with capped growth — not a growth strategy. Everything here is built to make that trade-off vivid — and to show what holding it as a token feels like.
The underlying, at a glance

What your tokens hold — and why

BUFD is a $1.9B First Trust ETF holding a ladder of twelve deep buffer funds. Each absorbs S&P 500 losses between -5% and -30% over its one-year period, in exchange for a cap on gains (recently ≈11–13%). Judge it by its job: cutting the depth of bad years, not winning good ones.

Downmarket
BUFDS&P 500
0
-7.43%-18.11%

In its one significant down year, BUFD captured well under half of the market’s loss.

3-year volatility
6.27% vs 13.05% S&P 500
BUFD
S&P 500

Less than half the S&P 500’s, with a beta of 0.46 and a -4.21% max drawdown vs -8.25%.

Downside buffer + capped upside
Protected zoneGrowth zone
SPY
-30%
-5%
buffer begins
CAP
upside capped

Each underlying ETF is designed to absorb losses between -5% and -30% while capping upside over its one-year outcome period.

Read the full analysis: ladder mechanics, the 1990–2010 thought experiment, and the lost decade →

Why a tokenized BUFD fund

The same exposure, held differently

Every token is a precise fractional interest in a fund holding real BUFD shares — priced daily off a signed NAV record, transferable between approved investors, settled atomically against USDC.

18

Fractional

Precise interests, to 18 decimals

24/7

Transfer between approved investors anytime

DvP

Atomic

Instant settlement — no T+1 wait

NAV

Signed NAV

Verifiable, hash-chained daily price